Understanding ratings
What is a credit rating?
Learn how Moody's ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
THE RATING PROCESS
Understand Moody's rating process
THE RATING SCALE
Moody’s global long-term and short-term rating scales are forward-looking opinions of the relative credit risks of financial obligations.
WHY A MOODY'S RATING?
Debt capital markets access can be a powerful instrument. If you are looking to improve that access, a Moody’s rating may help.
Corporate Methodology Overview
This overview offers a high-level introduction to Moody’s use of sector-specific methodologies for assigning credit ratings to corporate issuers.
Integration of ESG Into Credit Risk
Four components to Moody's integration of environmental, social and governance considerations into credit analysis
Products and services
OVERVIEW
Explore how MIS provides both credit ratings and Other Permissible Service products.
CREDIT RATING PRODUCTS
Public Credit Rating
Unpublished Monitored Loan Rating
Unpublished Monitored Private Placement Rating
Private Monitored Rating
Private Monitored Loan Rating
Private Monitored Private Placement Rating
Private Rating for Investors
OTHER PERMISSIBLE SERVICES
Rating Assessment Service
Indicative Rating
Bond Fund Rating
Money Market Fund Rating
Investment Manager Quality Assessment
Service Quality Assessment
Originator Assessment
Second Party Opinion
Trustee Quality Assessment
Equity Fund Assessment
Net Zero Asessment
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IssuerFocus™
A secure cloud-based platform connecting rated issuers with the ratings and research information they need whenever they want
ESG & CLIMATE RISK
Learn how Moody's is advancing global standards in Environmental, Social & Governance risk assessment
OUTLOOKS
Navigate the uncertainty and explore our forward-looking views on global credit conditions and trends across sectors, countries and regions
Emerging Markets
Bringing clarity to ever-shifting credit dynamics across emerging economics
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Moody's Investors Service provides investors with a comprehensive view of global debt markets through credit ratings and research. Learn how Moody's ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
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Darren Muter
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Head of Relationship Management
Sydney
+61.2.9270.8178
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Timothy Armstrong
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Sydney
+61.2.9270.8115
tim.armstrong@moodys.com
Harinder Gill
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+61.2.9270.8149
harinder.gill@moodys.com
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+61.2.9270.8129
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Cynthia Zhao
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+86.10.6319.6566
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+86.10.6319.6574
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Isabelle Cai
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+86.10.6319.6575
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Anna Qi
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+86.10.6319.6528
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Cynthia Wang
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+86.10.6319.6500
cynthia.wang@moodys.com
Yingmei Wang
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+86.10.6319.6554
yingmei.wang@moodys.com
Luyao Wang
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+86.10.6319.6559
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+86.10.6319.6573
tingting.zhang@moodys.com
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Elaine Zhou
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+86.21.2057.4019
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Solar Ji
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+86.21.2057.4035
solar.ji@moodys.com
Peggy Tong
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+86.21.2057.4084
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Chris Fan
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+86.10.6319.6591
zongqi.fan@moodys.com
Jolin Zhu
Assistant Vice President
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+86.21.2057.4011
jolin.zhu@moodys.com
Cathy Hu
Senior Associate
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+86.10.6319.6516
cathy.hu@moodys.com
Sunny Sun
Associate
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+86.21.2057.4086
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Associate
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+86.21.2057.4085
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Managing Director
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+852.3758.1338
Maria.Lee@moodys.com
Jamie Lo
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+852.3758.1548
jamie.lo@moodys.com
Alma Xu
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+852.3758.1324
alma.xu@moodys.com
Kenneth Tam
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+852.3758.1642
kenneth.tam@moodys.com
Ruby Chen
Assistant Vice President
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+86.139.24.589.136
yiruruby.chen@moodys.com
Sandy Luo
Manager
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Hong Kong
+852.3758.1624
sandy.luo@moodys.com
Vicky Leung
Manager
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+852.3758.1415
vicky.Leung@moodys.com
Garbo Chan
Associate
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+852.3758.1335
garbo.chan@moodys.com
Cheryl Lam
Associate
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cheryl.lam@moodys.com
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Naoki Shimizu
Senior Vice President
Head of Relationship Management
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+81.3.5408.4272
naoki.shimizu@moodys.com
Sayuri Demura
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+81.3.5408.4221
sayuri.demura@moodys.com
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+81.90.1117.0976
masataka.yumura@moodys.com
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Changho Moon
Representative Director
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+82.2.787.2267
changho.moon@moodys.com
Kook Young Kim
Vice President
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Seoul
+82.2.787.2273
kookyoung.kim@moodys.com
Tracy Choi
Assistant Vice President
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Seoul
+82.2.787.2274
tracy.choi@moodys.com
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Changho Moon
Representative Director
Head of Relationship Management
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+82.2.787.2267
changho.moon@moodys.com
Kook Young Kim
Vice President
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Seoul
+82.2.787.2273
kookyoung.kim@moodys.com
Tracy Choi
Assistant Vice President
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Seoul
+82.2.787.2274
tracy.choi@moodys.com
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New Zealand
Darren Muter
Senior Vice President
Head of Relationship Management
Sydney
+61.2.9270.8178
darren.muter@moodys.com
Timothy Armstrong
Vice President
Relationship Management
Sydney
+61.2.9270.8115
tim.armstrong@moodys.com
Harinder Gill
Vice President
Relationship Management
Sydney
+61.2.9270.8149
harinder.gill@moodys.com
Janine Allen Badreddine
Manager
Relationship Management
Sydney
+61.2.9270.8129
janine.allenbadreddine@moodys.com
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Vineet Gupta
Vice President
Head of Relationship Management
Mumbai
+91.750.651.8224
vineet.gupta@moodys.com
Prabal Sharma
Assistant Vice President
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Mumbai
+91.750.643.3345
prabal.sharma@moodys.com
Patrick Soares
Associate
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Mumbai
+91.865.792.0807
patrick.soares@moodys.com
Yogesh Nakwal
Associate
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Mumbai
+91.865.791.1626
yogesh.nakwal@moodys.com
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James Flitton
Senior Vice President
Head of Relationship Management
Singapore
+65.6398.8338
james.flitton@moodys.com
Shirley Oh
Vice President
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Singapore
+65.6398.3715
shirley.oh@moodys.com
RuiRui Wei
Assistant Vice President
Relationship Management
Singapore
+65.6311.2640
ruirui.wei@moodys.com
Winston Leong
Assistant Vice President
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Singapore
+65.6311.2628
winston.leong@moodys.com
RELATIONSHIP MANAGEMENT
Intermediaries
Elaine Zhou
Senior Vice President
Head of Relationship Management
Shanghai
+86.21.2057.4019
elaine.zhou@moodys.com
Chris Fan
Vice President
Relationship Management - China Intermediaries
Beijing
+86.10.6319.6591
zongqi.fan@moodys.com
Alma Xu
Vice President
Relationship Management - APAC Intermediaries
Hong Kong
+852.3758.1324
alma.xu@moodys.com
Cathy Hu
Senior Associate
Relationship Management
Beijing
+86.10.6319.6516
cathy.hu@moodys.com
RELATIONSHIP MANAGEMENT
ESG
Emily Hu
Senior Vice President
Relationship Management
Hong Kong
+852.375.816.54
Yue.Hu@moodys.com
Makiko Yamamoto
Vice President
Relationship Management
Tokyo
+81.3.5408.4147
makiko.yamamoto@moodys.com
Abbie Tang
Assistant Vice President
Relationship Management
Hong Kong
+852.375.816.54
Abbie.Tang@moodys.com
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