Understanding ratings
What is a credit rating?
Learn how our ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
THE RATING PROCESS
Understand our rating process
THE RATING SCALE
Moody’s Ratings global long-term and short-term scales are forward-looking opinions of the relative credit risks of financial obligations
WHY MOODY'S RATINGs?
Debt capital markets access can be a powerful instrument. If you are looking to improve that access, our ratings may help.
Corporate Methodology Overview
This overview offers a high-level introduction to Moody’s Ratings use of sector-specific methodologies for assigning credit ratings to corporate issuers.
Integration of ESG Into Credit Risk
Four components to Moody’s Ratings integration of environmental, social and governance considerations into credit analysis
Sovereign Methodology Overview
This overview offers a high-level introduction to Moody’s analytical approach for assigning credit ratings to sovereign issuers, walking through key parts of the general framework as detailed in our methodology, "Rating Methodology: Sovereign" dated 22 November 2022.
Products and services
OVERVIEW
Explore how Moody’s Ratings provides both credit ratings and Other Permissible Service products.
CREDIT RATING PRODUCTS
Public Credit Rating
Unpublished Monitored Loan Rating
Unpublished Monitored Private Placement Rating
Private Monitored Rating
Private Monitored Loan Rating
Private Monitored Private Placement Rating
Private Rating for Investors
Private Structured Finance Rating
OTHER PERMISSIBLE SERVICES
Rating Assessment Service
Indicative Rating
Bond Fund Assessment
Money Market Fund Assessment
Investment Manager Quality Assessment
Servicer Quality Assessment
Originator Assessment
Second Party Opinion
Equity Fund Assessment
Net Zero Asessment
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ESG & CLIMATE RISK
Learn how Moody's Ratings is advancing global standards in Environmental, Social & Governance risk assessment
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Navigate the uncertainty and explore our forward-looking views on global credit conditions and trends across sectors, countries and regions
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Moody's Investors Service provides investors with a comprehensive view of global debt markets through credit ratings and research. Learn how Moody's ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
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Darren Muter
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+86.10.6319.6554
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Elaine Zhou
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+86.21.2057.4086
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+86.10.6319.6591
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+852.3758.1624
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+81.3.5408.4221
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+82.2.787.2273
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Representative Director
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+82.2.787.2273
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Darren Muter
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+61.2.9270.8178
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Timothy Armstrong
Vice President
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Sydney
+61.2.9270.8115
tim.armstrong@moodys.com
Harinder Gill
Vice President
Relationship Management
Sydney
+61.2.9270.8149
harinder.gill@moodys.com
Helen Grunwald
Assistant Vice President
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+61.460.970.779
helen.grunwald@moodys.com
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Vineet Gupta
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+91.750.643.3345
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Manager
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Senior Associate
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+65.6398.3715
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+65.6311.2640
ruirui.wei@moodys.com
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+65.6311.2628
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Intermediaries
Elaine Zhou
Senior Vice President
Head of Relationship Management
Shanghai
+86.21.2057.4019
elaine.zhou@moodys.com
Chris Fan
Vice President
Relationship Management - China Intermediaries
Shenzhen
+86.10.6319.6591
zongqi.fan@moodys.com
Alma Xu
Vice President
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Hong Kong
+852.3758.1324
alma.xu@moodys.com
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Emily Hu
Senior Vice President
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Hong Kong
+852.375.816.54
yue.hu@moodys.com
Abbie Tang
Assistant Vice President
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Hong Kong
+852.375.816.54
abbie.tang@moodys.com
Zoe Cai
Assistant Vice President
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Singapore
+65.6311.2688
zoe.cai@moodys.com
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Sovereigns and Supranationals
Ivonne Arold
Senior Vice President
Head of Global Sovereigns and Supranationals
Frankfurt
+49.697.073.0706
ivonne.arold@moodys.com
Chloe Miniere
Vice President
Global Coordinator Sovereigns and Supranationals
Paris
+33.1.53.30.59.73
chloe.miniere@moodys.com
Jorge Peral
Senior Associate
Relationship Management
London
+44.203.314.2019
jorge.peral@moodys.com
Lukas Paliulis
Senior Associate
Relationship Management
Vilnius
+370.521.726.26
lukas.paliulis@moodys.com
Thomas Lewis
Associate
Relationship Management
London
+44.207.772.1162
thomas.lewis@moodys.com
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