Understanding ratings
What is a credit rating?
Learn how Moody's ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
THE RATING PROCESS
Understand Moody's rating process
THE RATING SCALE
Moody’s global long-term and short-term rating scales are forward-looking opinions of the relative credit risks of financial obligations.
WHY A MOODY'S RATING?
Debt capital markets access can be a powerful instrument. If you are looking to improve that access, a Moody’s rating may help.
Corporate Methodology Overview
This overview offers a high-level introduction to Moody’s use of sector-specific methodologies for assigning credit ratings to corporate issuers.
Integration of ESG Into Credit Risk
Four components to Moody's integration of environmental, social and governance considerations into credit analysis
Products and services
OVERVIEW
Explore how MIS provides both credit ratings and Other Permissible Service products.
CREDIT RATING PRODUCTS
Public Credit Rating
Unpublished Monitored Loan Rating
Unpublished Monitored Private Placement Rating
Private Monitored Rating
Private Monitored Loan Rating
Private Monitored Private Placement Rating
Private Rating for Investors
OTHER PERMISSIBLE SERVICES
Rating Assessment Service
Indicative Rating
Bond Fund Rating
Money Market Fund Rating
Investment Manager Quality Assessment
Service Quality Assessment
Originator Assessment
Second Party Opinion
Trustee Quality Assessment
Equity Fund Assessment
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IssuerFocus™
A secure cloud-based platform connecting rated issuers with the ratings and research information they need whenever they want
ESG & CLIMATE RISK
Learn how Moody's is advancing global standards in Environmental, Social & Governance risk assessment
OUTLOOKS
Navigate the uncertainty and explore our forward-looking views on global credit conditions and trends across sectors, countries and regions
Emerging Markets
Bringing clarity to ever-shifting credit dynamics across emerging economics
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Moody's Investors Service provides investors with a comprehensive view of global debt markets through credit ratings and research. Learn how Moody's ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
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RELATIONSHIP MANAGEMENT
Africa
Abdullah Hudhud
Associate Managing Director
Relationship Management
Dubai
+971.4237.9535
abdullah.hudhud@moodys.com
Francesco Soldi
Senior Vice President
Relationship Management
Milan
+39.02.9148.1149
francesco.soldi@moodys.com
Alessandra Cetera
Vice President
Relationship Management
Dubai
+971.423.795.38
alessandra.cetera@moodys.com
Faisal Hijazi
Vice President
Relationship Management
Dubai
+971.4237.9530
faisal.hijazi@moodys.com
Isabella Burke
Vice President
Relationship Management
Johannesburg
+27.11.881.5544
isabella.burke@moodys.com
Greta Liachoviciute
Senior Associate
Relationship Management
Vilnus
+44.207.772.1274
greta.liachoviciute@moodys.com
Franck Ngouchamo
Senior Associate
Relationship Management
London
+44.207.772.1000
franck.ngouchamo@moodys.com
Relationship MANAGEMENT
Central & Eastern Europe
Piotr Janczak
Senior Vice President
Head of Relationship Management
Warsaw
+48.224.490.159
piotr.janczak@moodys.com
Burak Cerrahoglu
Vice President
Relationship Management
London
+44.20.7772.5579
burak.cerrahoglu@moodys.com
Igor Ovcacik
Vice President
Relationship Management
Prague
+420.602.298.787
igor.ovcacik@moodys.com
Emilija Rozgiene
Assistant Vice President
Team Leader
Relationship Management
Vilnius
+370.687.138.88
emilija.rozgiene@moodys.com
Cynthia Illanes
Assistant Vice President
Relationship Management
Stockholm
+46.851.791.286
cynthia.Illanes@moodys.com
Aurelija Valaityte
Senior Associate
Relationship Management
Vilnius
+370.647.161.78
aurelija.valaityte@moodys.com
Renata Mozuraite
Associate
Relationship Management
Vilnius
+370.638.832.79
renata.mozuraite@moodys.com
RELATIONSHIP MANAGEMENT
France & Benelux
Tiphaine Chavent
Senior Vice President
Head of Relationship Management
Sub-Regional Head France Benelux
Paris
+33.1.53.30.10.66
tiphaine.chavent@moodys.com
Cecile Derouard
Vice President
Relationship Management
Paris
+33.1.53.30.33.45
cecile.derouard@moodys.com
Pedro Villela
Vice President
Relationship Management
Paris
+33.153.305.975
pedro.villela@moodys.com
Karen Moreland
Assistant Vice President
Relationship Management
London
+44.207.772.1825
karen.moreland@moodys.com
Emilija Rozgiene
Assistant Vice President
Team Leader
Relationship Management
Vilnius
+370.687.138.88
emilija.rozgiene@moodys.com
Chloe Miniere
Assistant Vice President
Relationship Management
Paris
+33.1.53.30.59.73
chloe.miniere@moodys.com
Elisa Manfe
Assistant Vice President
Relationship Management
London
+44.207.772.5569
elisa.manfe@moodys.com
Thanushan Jayakumar
Assistant Vice President
Relationship Management
Frankfurt
+49.698.679.02134
thanushan.jayakumar@moodys.com
Aurelija Valaityte
Senior Associate
Relationship Management
Vilnius
+370.647.161.78
aurelija.valaityte@moodys.com
Lukas Paliulis
Senior Associate
Relationship Management
Vilnius
+370.521.726.26
lukas.paliulis@moodys.com
Greta Liachoviciute
Senior Associate
Relationship Management
Vilnus
+44.207.772.1274
greta.liachoviciute@moodys.com
Franck Ngouchamo
Senior Associate
Relationship Management
London
+44.207.772.1000
franck.ngouchamo@moodys.com
RELATIONSHIP MANAGEMENT
Germany, Austria
& Switzerland
Ivonne Arold
Senior Vice President
Head of Relationship Management
Frankfurt
+49.697.073.0706
ivonne.arold@moodys.com
Julien Belle
Senior Vice President
Insurance Specialist
Zurich
+44.773.091.0025
julien.belle@moodys.com
Andreas Roderburg
Vice President
Relationship Management
Frankfurt
+49.697.073.0709
andreas.roderburg@moodys.com
Fabian Heidmann
Vice President
Relationship Management
Frankfurt
+49.697.073.0774
fabian.heidmann@moodys.com
Oliver Sikora
Assistant Vice President
Relationship Management
Frankfurt
+49.69.7073.0872
oliver.sikora@moodys.com
Thanushan Jayakumar
Assistant Vice President
Relationship Management
Frankfurt
+49.698.679.02134
thanushan.jayakumar@moodys.com
Aurelija Valaityte
Senior Associate
Relationship Management
Vilnius
+370.647.161.78
aurelija.valaityte@moodys.com
Lukas Paliulis
Senior Associate
Relationship Management
Vilnius
+370.521.726.26
lukas.paliulis@moodys.com
RELATIONSHIP MANAGEMENT
Middle East
Abdullah Hudhud
Associate Managing Director
Relationship Management
Dubai
+971.4237.9535
abdullah.hudhud@moodys.com
Francesco Soldi
Senior Vice President
Relationship Management
Milan
+39.02.9148.1149
francesco.soldi@moodys.com
Jihad Al-Toukhi
Senior Vice President
Relationship Management
Riyadh
+966.011.265.6759
jihad.altoukhi@moodys.com
Burak Cerrahoglu
Vice President
Relationship Management
London
+44.20.7772.5579
burak.cerrahoglu@moodys.com
Alessandra Cetera
Vice President
Relationship Management
Dubai
+971.423.795.38
alessandra.cetera@moodys.com
Anna Burel
Vice President
Relationship Management
London
+44.207.772.5343
anna.burel@moodys.com
Faisal Hijazi
Vice President
Relationship Management
Dubai
+971.4237.9530
faisal.hijazi@moodys.com
Tolga Turgut
Senior Associate
Relationship Management
London
+44.207.772.1080
tolga.turgut@moodys.com
Renata Mozuraite
Associate
Relationship Management
Vilnius
+370.638.832.79
renata.mozuraite@moodys.com
RELATIONSHIP MANAGEMENT
Nordics
Linus Silfverduk
Senior Vice President
Relationship Management
Stockholm
+46.8.5179.1260
linus.silfverduk@moodys.com
Stefan Karkamanis
Vice President
Relationship Management
Stockholm
+46.851.791.253
stefan.karkamanis@moodys.com
Emilija Rozgiene
Assistant Vice President
Team Leader
Relationship Management
Vilnius
+370.687.138.88
emilija.rozgiene@moodys.com
Cynthia Illanes
Assistant Vice President
Relationship Management
Stockholm
+46.851.791.286
cynthia.Illanes@moodys.com
Lukas Paliulis
Senior Associate
Relationship Management
Vilnius
+370.521.726.26
lukas.paliulis@moodys.com
RELATIONSHIP MANAGEMENT
Russia & Commonwealth
of Independent States
Alex Sazhin
General Manager
Head of Relationship Management
Moscow
+7.495.228.6111
alex.sazhin@moodys.com
Burak Cerrahoglu
Vice President
Relationship Management
London
+44.20.7772.5579
burak.cerrahoglu@moodys.com
Svetlana Mikhasenok
Assistant Vice President
Relationship Management
Moscow
+7.495.228.6066
svetlana.mikhasenok@moodys.com
Cynthia Illanes
Assistant Vice President
Relationship Management
Stockholm
+46.851.791.286
cynthia.Illanes@moodys.com
Aurelija Valaityte
Senior Associate
Relationship Management
Vilnius
+370.647.161.78
aurelija.valaityte@moodys.com
Renata Mozuraite
Associate
Relationship Management
Vilnius
+370.638.832.79
renata.mozuraite@moodys.com
RELATIONSHIP MANAGEMENT
Southern Europe
Francesco Soldi
Senior Vice President
Relationship Management
Milan
+39.02.9148.1149
francesco.soldi@moodys.com
Michelangelo Rovagnati
Vice President
Relationship Management
Milan
+39.02.9148.1137
michelangelo.rovagnati@moodys.com
Julian Garcia de Pablo
Vice President
Relationship Management
Madrid
+34.91.768.8219
julian.garcia@moodys.com
Jorge Peral
Associate
Relationship Management
London
+44.203.314.2019
jorge.peral@moodys.com
RELATIONSHIP MANAGEMENT
United Kingdom & Ireland
Benjamin Grout
Senior Vice President
Head of Relationship Management
London
+44.20.7772.5231
benjamin.grout@moodys.com
Debbie Palmer
Vice President
Relationship Management
London
+44.20.7772.1387
debbie.palmer@moodys.com
Anna Burel
Vice President
Relationship Management
London
+44.207.772.5343
anna.burel@moodys.com
John Paterson
Vice President
CLO & Covered Bonds
Relationship Management
UK
+44.781.570.3560
john.paterson@moodys.com
Oliver Sikora
Assistant Vice President
Relationship Management
Frankfurt
+49.69.7073.0872
oliver.sikora@moodys.com
Karen Moreland
Assistant Vice President
Relationship Management
London
+44.207.772.1825
karen.moreland@moodys.com
Elisa Manfe
Assistant Vice President
Relationship Management
London
+44.207.772.5569
elisa.manfe@moodys.com
Tolga Turgut
Senior Associate
Relationship Management
London
+44.207.772.1080
tolga.turgut@moodys.com
Renata Mozuraite
Associate
Relationship Management
Vilnius
+370.638.832.79
renata.mozuraite@moodys.com
EMEA
Project &
Infrastructure Finance
Simon Daws
Vice President
EMEA Project & Infrastructure Finance Specialist
London
+44.20.7772.5228
simon.daws@moodys.com
EMEA
Structured Finance
Insha Pauwels
Associate Managing Director
Head of Relationship Management
London
+44.20.7772.1273
insha.pauwels@moodys.com
Maria Serrano
Senior Vice President
Consumer Credit & Covered Bonds
Relationship Management
Madrid
+34.91.768.8232
maria.serrano@moodys.com
John Paterson
Vice President
CLO & Covered Bonds
Relationship Management
UK
+44.781.570.3560
john.paterson@moodys.com
Emilija Rozgiene
Assistant Vice President
Team Leader
Relationship Management
Vilnius
+370.687.138.88
emilija.rozgiene@moodys.com
Nikoletta Knapcsek
Assistant Vice President
Relationship Management
Milan
+39.029.148.1130
nikoletta.knapcsek@moodys.com
Nigel Green
Assistant Vice President
Relationship Management
London
+44.203.314.2295
nigel.green@moodys.com
Greta Liachoviciute
Senior Associate
Relationship Management
Vilnus
+44.207.772.1274
greta.liachoviciute@moodys.com
RELATIONSHIP MANAGEMENT
Intermediaries
Mauricette Salque
Associate Managing Director
Head of Global Intermediaries
Paris
+33.1.53.30.10.20
mauricette.salque@moodys.com
RELATIONSHIP MANAGMENT
LBO Desk
Ian Dimmock
Senior Vice President
EMEA Loan Specialist
LBO Desk Coordinator / EMEA RAS Coordinator
London
+44.20.7772.5630
ian.dimmock@moodys.com
Debbie Palmer
Vice President
Relationship Management
London
+44.20.7772.1387
debbie.palmer@moodys.com
Andreas Roderburg
Vice President
Relationship Management
Frankfurt
+49.697.073.0709
andreas.roderburg@moodys.com
RELATIONSHIP MANAGEMENT
Rating Assessment Service
Ian Dimmock
Senior Vice President
EMEA Loan Specialist
LBO Desk Coordinator / EMEA RAS Coordinator
London
+44.20.7772.5630
ian.dimmock@moodys.com
Andreas Roderburg
Vice President
Relationship Management
Frankfurt
+49.697.073.0709
andreas.roderburg@moodys.com
Julian Garcia de Pablo
Vice President
Relationship Management
Madrid
+34.91.768.8219
julian.garcia@moodys.com
RELATIONSHIP MANAGEMENT
ESG
Alexis Michon
Associate Managing Director
Relationship Management
Paris
+33.153.305.970
Alexis.Michon@moodys.com
Pierre Dumesnil
Senior Vice President
Relationship Management
Paris
+33.787.810.185
Pierre.Dumesnil@moodys.com
Heidi Albinsson
Vice President
Relationship Management
Stockholm
+46.851.791.261
Heidi.Albinsson@moodys.com
AFRICA
CEE & cis
FRANCE & BENELUX
GERMANY, AUSTRIA & SWITZERLAND
MIDDLE EAST
NORDICS
RUSSIA & CIS
SOUTHERN EUROPE
UNITED KINGDOM & IRELAND
Emea Project & Infrastructure Finance
EMEA Structured FINANCE
INTERMEDIARIES
Leveraged buyout DESK
RATING ASSESSMENT SERVICE
ESG
