With an expanding product suite and an increasing number of global accolades, Moody’s Investors Service is well-positioned to provide valuable products and services to its customers
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Products and services
Moody’s Investors Service's (MIS) core business provides credit ratings that are publicly available serving the public debt capital markets. A credit rating is an opinion from MIS regarding the creditworthiness of an entity, a debt or financial obligation, debt security, preferred share or other financial instrument, issued using an established and defined ranking system of rating categories. MIS also offers other products and services, including unpublished / private credit ratings.
Lastly, MIS offers Other Permissible Service (OPS) products which are non-credit rating products such as Rating Assessment Service (RAS), fund ratings and other assessment products. The categorization and availability of the products may vary in different jurisdictions and depend on transaction-specific details.
Moody's Ratings Symbols and Definitions
Please refer to Moody’s Rating Symbols and Definitions (RSD) for the latest full description of the respective products and services.
An unmonitored, point-in-time assessment of potential credit rating, or potential impact on current credit rating, from customer-provided hypothetical scenarios and provided to rated or unrated organizations
Note: Moody's Investors Service (MIS) ability and willingness to perform a RAS, or the extent of feedback MIS can provide in a RAS, is subject to various factors. The rating outcome on announcement or execution of a transaction may be different from a RAS outcome due to differences between the scenarios analyzed and the actual transaction or market conditions. Please discuss with a RAS Coordinator for further information.
A confidential, unpublished, unmonitored, point-in-time opinion of the potential credit rating(s) of an issuer or a proposed debt issuance by an issuer contemplating such a debt issuance at some future date
Indicative Ratings are not equivalent to and do not represent traditional MIS Credit Ratings. However, Indicative Ratings are expressed on MIS’s traditional rating scale.
Managed Investments Products
Bond Fund Rating
An opinion of the maturity-adjusted credit quality of investments within mutual funds and similar investment vehicles that principally invest in fixed income obligations.
Money Market Fund Rating
An opinion of the investment quality of shares in mutual funds and similar investment vehicles which principally invest in short-term fixed income obligations
Investment Manager Quality Assessment
A forward-looking opinion of the relative investment expertise and service quality of asset managers
The MQ assessment is not intended to consider the prospective performance of a portfolio, mutual fund or other investment vehicle with respect to appreciation, volatility of net asset value, or yield.
Servicer and Originator Assessment Products
Servicer Quality Assessment
A general insight into the the operational quality of servicers’ loan servicing practices, relative to other servicers performing the same servicing role within a given country
The Servicer Quality Assessment for Residential Mortgage Servicers is only available in the following jurisdictions: US, Mexico, Argentina, Brazil and Argentina.
A general insight into the operational quality of originators’ loan origination practices, relative to other originators of the same type of loans within a given country
Trustee Quality Assessment
An opinion regarding an organization’s ability to manage the entrusted assets for the benefit of investors, relative to other trustees within a given country
Common Representative Quality Assessment
An opinion regarding an organization’s ability to represent the interests of investors, relative to other common representatives within a given country
Moody's currently maintains common representative assessments for Mexico.
Contract Enforceability Indicators for Mexican States
An opinion of the relative effectiveness of Mexican states in enforcing disputed commercial contracts and mortgages
Equity Fund Assessment
An opinion of the relative investment quality of investment funds which principally invest in common stock or in a combination of common stock and fixed-income securities
Available in specific Latin American regions only.