Understanding ratings
What is a credit rating?
Learn how our ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
THE RATING PROCESS
Understand our rating process
THE RATING SCALE
Moody’s Ratings global long-term and short-term scales are forward-looking opinions of the relative credit risks of financial obligations
WHY MOODY'S RATINGs?
Debt capital markets access can be a powerful instrument. If you are looking to improve that access, our ratings may help.
Corporate Methodology Overview
This overview offers a high-level introduction to Moody’s Ratings use of sector-specific methodologies for assigning credit ratings to corporate issuers.
Integration of ESG Into Credit Risk
Four components to Moody’s Ratings integration of environmental, social and governance considerations into credit analysis
Sovereign Methodology Overview
This overview offers a high-level introduction to Moody’s analytical approach for assigning credit ratings to sovereign issuers, walking through key parts of the general framework as detailed in our methodology, "Rating Methodology: Sovereign" dated 22 November 2022.
Products and services
OVERVIEW
Explore how Moody’s Ratings provides both credit ratings and Other Permissible Service products.
CREDIT RATING PRODUCTS
Public Credit Rating
Unpublished Monitored Loan Rating
Unpublished Monitored Private Placement Rating
Private Monitored Rating
Private Monitored Loan Rating
Private Monitored Private Placement Rating
Private Rating for Investors
Private Structured Finance Rating
OTHER PERMISSIBLE SERVICES
Rating Assessment Service
Indicative Rating
Bond Fund Assessment
Money Market Fund Assessment
Investment Manager Quality Assessment
Servicer Quality Assessment
Originator Assessment
Second Party Opinion
Equity Fund Assessment
Net Zero Asessment
Who we are
Commercial group
OVERVIEW
Engage with us
Relationship Management Team
TEAM CONTACTS
Contact Overview
North America
Latin America
Europe, Middle East and Africa
Asia Pacific
Ratings & Research
OVERVIEW
Learn more about us
Ratings & Research team
CUSTOMER COMMITMENT
Explore
IssuerFocus™
A secure cloud-based platform connecting rated issuers with the ratings and research information they need whenever they want
ESG & CLIMATE RISK
Learn how Moody's Ratings is advancing global standards in Environmental, Social & Governance risk assessment
OUTLOOKS
Navigate the uncertainty and explore our forward-looking views on global credit conditions and trends across sectors, countries and regions
Explore more
Podcasts
Infographics
Data Stories
Search
Moody's Investors Service provides investors with a comprehensive view of global debt markets through credit ratings and research. Learn how Moody's ratings and analysis speak to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
Latest on Coronavirus
EN
ES
DE
FR
JA
KO
PT
ZH
Get in touch
Team Contacts
North America
Latin America
Europe, Middle East & Africa
Asia Pacific
NORTH AMERICA
LATIN AMERICA
EUROPE, MIDDLE EAST & AFRICA
ASIA PACIFIC
Get in touch
Latin America
Select a Team
SELECT A TEAM:
RELATIONSHIP MANAGEMENT
North Latin America
Carlos Diaz de la Garza
Senior Vice President
Country Manager México
Mexico City
+52.551.253.5719
carlos.diazdelagarza@moodys.com
Lilia López
Vice President
Relationship Management
Mexico City
+52.551.253.5704
lilia.lopez@moodys.com
Karla Such Cabria
Senior Associate
Relationship Management
Mexico City
+52.55.1253.5700
karla.suchcabria@moodys.com
RELATIONSHIP MANAGEMENT
South Latin America
Marina Rosemberg
Managing Director
Head of Relationship Management
Buenos Aires
+54.11.5129.2633
marina.rosemberg@moodys.com
Andrea Chernizky
Assistant Vice President
Relationship Management
Buenos Aires
+54.115.129.2758
andrea.chernizky@moodys.com
Sabrina Fernández
Manager
Relationship Management
Buenos Aires
+54.115.129.2636
sabrina.fernandez@moodys.com
Relationship MANAGEMENT
Brazil
Carlos Prates
Senior Vice President
Country Manager Brazil
Sao Paulo
+55.113.043.7301
carlos.prates@moodys.com
Carolina Pizzi
Manager
Relationship Management
Sao Paulo
+55.113.043.6095
carolina.pizzi@moodys.com
Relationship MANAGEMENT
Sovereigns and Supranationals
Ivonne Arold
Senior Vice President
Head of Global Sovereigns and Supranationals
Frankfurt
+49.697.073.0706
ivonne.arold@moodys.com
Chloe Miniere
Vice President
Global Coordinator Sovereigns and Supranationals
Paris
+33.1.53.30.59.73
chloe.miniere@moodys.com
Lukas Paliulis
Senior Associate
Relationship Management
Vilnius
+370.521.726.26
lukas.paliulis@moodys.com
Jorge Peral
Senior Associate
Relationship Management
London
+44.203.314.2019
jorge.peral@moodys.com
Thomas Lewis
Associate
Relationship Management
London
+44.207.772.1162
thomas.lewis@moodys.com
NORTH LATIN AMERICA
SOUTH LATIN AMERICA
BRAZIL
Sovereigns and Supranationals
